Nigeria Bank's Cards that Works for Apple Music Subscription
Subscribing to Apple Music in Nigeria has been one of iPhone users's priority. This trend is so viral to the extent that one frustrated user was forced to raise a discussion in Apple community. Despite different suggestions, he still couldn't get the bank card that works for Apple Music in Nigeria.
Apple Music is one of the most streamed music listening platform in Nigeria. The app is common among iPhone users which they account for millions of Nigerians in Q3 2023. However, to keep the Afrobeat excitement flowing on Apple Music App in Nigeria, you'll have to subscribe to the platform.
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As we all know that Apple Music premium tier comes with plenty exclusive features including offline streaming, notification of latest release songs, creating playlists for your favorite artist and songs, and streaming of Ad-free music. So signing up to it paid membership worth your time and money.
Apple Music Subscription in Nigeria
However, to subscribe to Apple Music in Nigeria, you'll have to do it via linking of debit/credit card the streaming service. This is the only payment option available for Nigerians at the moment this article was published. Link debit card will be charged monthly or you can set to charge your card on yearly basis.
Here's where the problem come in. Due to CBN policy on usage of bank card for international transactions, many Nigerians have find it difficult to subscribe to Apple Music using their ATM card. If you try to use unacceptable debit card, you might end up losing your money and never be refunded. So, I advice to read this article to end to know the best card you can actually use to pay for Apple Music in Nigeria.
Bank Cards that Works on Apple Music in Nigeria
Here's the list of bank cards that can be used to pay for Apple Music subscription plan in Nigeria.
1. Access Bank VISA Card
The Access Bank Visa card is one of the bank cards that works for Apple Music Subscription in Nigeria. Using this card to make payment on the streaming service will give you access to it exclusive features and enjoy 100 million songs and more than 30,000 expert-curated playlists.
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Although, I have heard some people saying their Access Bank card ain't working on Apple Music. This may due to not using a Visa card. If you're using Access Bank Verve Card, I'm afraid that your card will be declined on the streaming service payment page.
2. UBA MasterCard
MasterCard is an international card issuer, making it products usable anywhere in the world where MasterCard cards are accepted. Likewise Apple Music, MasterCard is also one of the acceptable debit card on it subscription's payment page, so using a United Bank For Africa Naira MasterCard will actually allows you subscribe to the paid Membership of the streaming service.
Furthermore, UBA Naira MasterCard also works on other popular international streaming service like Netflix, Amazon Prime Video, ShowMax and Disney Plus. Hence, if you're a UBA Account holder, you don't have to panic about Apple Music Subscription anymore.
3. Zenith Bank MasterCard
Zenith Bank is another bank in Nigeria that I'm sure it ATM MasterCard would work for Apple Music Subscription. This bank card works on almost all international checkout pages.
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Zenith ATM Card, the MasterCard product, work well for Apple Music Subscription payment. If you possess the card, you can go ahead and renew your subscription with Apple Music to keep enjoying all genres of music on your iPhone 15.
Virtual Dollar Cards that Works for Apple Music Subscription in Nigeria
Here's the list of best virtual dollar cards that works for Apple Music subscription payment in Nigeria.
1. ChipperCash Dollar Card
ChipperCash is a Neobank that's available not only in Nigeria but other seven African countries including the United Kingdom (U.K) and the United States of America (U.S.A). This fintech company offers virtual cards within it app for users to carryout card-required transactions with ease and seamlessly.
ChipperCash offers naira virtual card and dollar virtual card. The dollar card can be used to pay for anything on foreign website. I have used this card severally to payment for domain in Namecheap, you can check payment prove below.
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In a nutshell, Chipper Cash virtual dollar card is a seamless card that works on Apple Music. All you need to do is sign up for ChipperCash, verify your account and request for it virtual dollar card. Upon arrival, you'll get card number, cvv, expiry date and your name in the card, all will be visible in your dashboard. SignUp for ChipperCash Now!
2. Barter Virtual Card
Barter Virtual Card is a product from Flutterwave. This card is offered for Barter users to pay for international transactions. This card has earn itself the best and popular card for making payments on Apple Music services.
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That's to say, Barter by Flutterwave card is the most popular option Nigerians are using to pay for Apple Music subscription. So, if you haven't hear about Barter Virtual Card, just visit Flutterwave website to create a Barter Account, request for your card, fund the card and use the card information (such as cvv, card number and expiry date) to pay for your Apple Music monthly subscription.
3. Payday Virtual Dollar MasterCard
This card can be obtained with just $5 on the Payday app. After the $5 card creation fees, you'll have to fund the card and use it to make payment on Apple Music platform.
This is why I recommend chipper cash virtual dollar card first. No card creation fees is needed, but their rate is much higher than Payday's rate. That's to say, Payday make money off it card through card creation fees while chipper cash does through adding additional fees on it exchange rate.
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In a nutshell, Payday MasterCard is also a good option for making payments for Apple Music services in Nigeria.
4. ALAT Virtual Dollar Card
ALAT by WEMA is another bank in Nigeria that's offering a card, but virtually, that works for making payments on Apple Music App. With ALAT Virtual Dollar Card, you can pay for any Apple Music services in Nigeria.
However, to get ALAT virtual card, you'll have to download the finance app on Google play store, create an account and request for a dollar card. Use my referral code (Y8IFXWJF) to sign up an account so that you can get new member welcome bonus immidiately you carryout a transaction that worth N1000.
5. Payoneer MasterCard
Although, Payoneer is an international finance app. But the platform is also used by African freelancers to receive payment from foreign clients/companies. Payoneer offers a MasterCard that also works for Apple Music Subscription payment.
However, Payoneer MasterCard can only be ordered if you've carry-out transactions that worth $5000 in a year. Furthermore, Payoneer is not a platform for everyone, it's for freelancing purposes only. You cannot find the account yourself or add balance to it card.
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Nevertheless, if you want to open a Payoneer account, note that you could get a MasterCard after $5000 worth of successful transactions.
Giftcards that Works for Apple Music in Nigeria
Here's the list of Giftcards that can be used to pay for Apple Music subscription services in Nigeria.
1. Apple Gift Card
Apple card is used for purchasing Apple's hardware products such as Mac computer, Mac Laptop, iPhone 15 and many more. However, you can exchange this card for cash on Coincola and used the money to make the payment directly using any other card listed above.
Unlike iTunes card which can be used directly to subscribe to any Apple services including Apple Music, Apple card can only be for buying Apple's Gadgets.
2. iTunes Gift Card
iTunes gift card is the best card for renewing your subscription service on Apple Music in not only NIGERIA, but anywhere in the world. With iTunes gift card, you can easily and seamlessly pay for any Apple Music services.
However, getting iTunes gift card in Nigeria might be difficult. But with Kuda bank, you can seamlessly get the card. Kuda bank offers Giftcards to it users through third-party platforms. All you need to do is purchase iTunes gift card from your Kuda bank app and redeem the code on your Apple Music Account. If you don't have Kuda, create an account here.
Does OPAY Card work for Apple Music?
Unfortunately, OPAY Card does not work on Apple Music for subscription service. This is because OPay only offer naira verve card and not dollar card or MasterCard. To use OPay with Apple Music, you'll have to transfer that your fund in OPay to account you have the MasterCard or purchase an iTunes gift card with your OPay funds.
After, use the MasterCard or the purchased iTunes gift card to subscribe to Apple Music services in Nigeria.
Does Kuda Card work for Apple Music?
Same thing that's application to OPay card is also applicable to Kuda bank card. The Kuda Card cannot be used for subscribing to Apple Music in Nigeria. But you can purchase iTunes gift card on Kuda bank and use redeem the card code on your Apple Music Account.
How to Pay for Apple Music in Nigeria
Follow this guides to pay for Apple Music subscription services in Nigeria.
1. Get a Virtual Card or Open a Domiciliary Account in Nigeria
One important thing to know is that Nigeria bank cards are not to be trusted when it comes to making international payment online. Even within Nigeria, they're glitching. But, you may luckily see the one that'll work perfectly on Apple Music services.
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However, getting a virtual dollar card on trusted platform like Chipper Cash, Barter by Flutterwave, ALAT by WEMA, and Payday App, or opening a domiciliary account will actually ease your stress in making payments for Apple Music services in Nigeria.
2. Use iTunes Gift Card
Nigerians can actually get iTunes Gift Card on Kuda Bank App using Naira. iTunes card can be used to subscribe to any Apple services in Nigeria including Apple Music monthly subscription plan.
Once the card is delivered into your email address, use the redemption code on your Apple Music Account to subscribe to your monthly plan.
FAQs: Apple Music Subscription Nigeria
How much does an Apple Music subscription cost in Nigeria?
The pricing for Apple Music subscriptions may vary, but generally, there are individual and family plans available with different pricing options.
Can I try Apple Music for free in Nigeria?
Apple Music often offers a free trial period for new subscribers, typically lasting for a month. You can check the current trial options on their website or app.
What payment cards can I use for Apple Music subscriptions in Nigeria?
Apple Music in Nigeria typically accepts a variety of payment cards, including Visa, MasterCard, iTunes gift card, and some local Nigerian debit and credit cards.
Can I use a prepaid card for Apple Music subscription payments in Nigeria?
Yes, it's possible to use a prepaid card for Apple Music subscription payments in Nigeria, as long as it's associated with a payment network like Visa or MasterCard.
Can I use a PayPal account for Apple Music payments in Nigeria?
Apple Music in Nigeria did not support PayPal as a payment method. It's advisable to check their official website or app for any changes regarding PayPal support..
Do I need to set up my payment card with Apple ID to subscribe to Apple Music in Nigeria?
Yes, you'll need to link your payment card to your Apple ID when subscribing to Apple Music in Nigeria. This card will be used for billing purposes.
Is it safe to use my bank card for Apple Music subscriptions in Nigeria?
Apple employs security measures to protect your payment information. However, it's essential to use caution and ensure that you're using official Apple channels for subscription payments.
What should I do if my payment card is declined for Apple Music in Nigeria?
If your payment card is declined, ensure it's valid, has sufficient funds, and is enabled for online and international transactions. You can also contact your bank for assistance.
Can I use gift cards or iTunes gift cards to pay for Apple Music subscriptions in Nigeria?
Yes, In Nigeria, Apple allows the use of iTunes gift cards to pay for Apple Music subscriptions. Check the Apple Music website or app for information on gift card usage in other countries.
